Cresipay Wellness
Employees receive $500+ in annual tax savings each while gaining unlimited preventative healthcare — with zero net cost to the business.
One connected experience
Care that keeps moving with your team.
01 / The advantage
A practical benefits strategy for HR leaders, CFOs, founders, and companies that want healthier teams without adding another cost center.
No negative impact on employee take-home pay
Funded entirely through tax reallocation
30-day trial with no out-of-pocket fees
Audit protection included
Trusted by 500+ companies
IRS Section 105 Compliant
Average 34% cost reduction
How the strategy works
Cresipay Wellness = Wellness Integrated Medical Plan Expense Reimbursement — a tax-smart strategy helping businesses optimise incentives while providing unlimited preventative wellness care at no net cost.
Start with a number
See how much you could save with a tax-smart benefits strategy. Adjust the employee count for a live estimate, then ask our team for a free analysis.
Projected company tax savings
$20,000+
Estimated savings per employee
$500+
Estimate only. Actual savings depend on eligibility, plan design, and final analysis.
Estimate is based on $500+ in annual tax savings per eligible employee.
Request your analysis
02 / Care without the friction
AI-powered support and instant medical access save time, money, and energy for your team — while making preventative care easier to use.
01
AI concierge
A personal AI assistant available by phone, chat, and email to help employees get clear answers and move toward the right next step.
Multi-Channel Access
Reach J by phone, chat, or email from wherever work takes you.
Instant Responses
Get useful direction without waiting for office hours or a callback.
Always Learning
A responsive experience that gets more useful as your team uses it.
No more waiting on hold. Start with a clear answer.
02
In-app support
Unlimited health consultations for health questions and medical urgencies, available directly from the device your employees already carry.
Immediate Care Access
Connect with support when a question cannot wait until tomorrow.
Medical Urgencies
Get help navigating the next step when something unexpected happens.
Convenient & Mobile
Use the experience at home, at work, or on the move.
Average wait time: under 5 minutes — saving you hours and hundreds of dollars.
03 / Why this works
A healthier team is a business advantage — measured in time, cost, energy, and continuity.
01
Skip long waits and keep employees focused on the work that moves the business forward.
02
Reallocate existing tax dollars toward a benefit employees can actually use.
03
Give your team a simpler path to answers, care, and better everyday health decisions.
04
Make preventative care accessible before small concerns become expensive disruptions.
04 / The Cresipay Wellness model
01
No one pays out of pocket. Employees keep the same take-home pay because a portion of existing payroll taxes is redirected to fund unlimited wellness services.
02
The strategy re-allocates existing tax dollars. The program pays for itself through the savings, funding business growth.
03
Preventative care means fewer sick days, higher energy, improved morale, and lower insurance costs.
05 / Complete benefits package
Designed to complement the benefits you already provide and the business you are already building.
01
Preventative support can help reduce avoidable claims and long-term plan pressure.
02
Fast answers keep routine health needs from becoming half-day absences.
03
Virtual access makes it easier to address concerns early and consistently.
04
A benefit people use builds trust beyond the benefits brochure.
05
Documentation and protection are built into the program.
06
Keep your current insurance — we don't interfere with your plans.
Call Us First: Give your team a fast, informed place to start before a routine question turns into a costly interruption.
06 / Care at your fingertips
Skip the traditional healthcare maze. Employees get care and guidance 24/7/365, wherever they are.
29 Days
Average wait for a new patient appointment
2–4 Hours
Typical ER or urgent care wait
$1,000+
Average ER visit out-of-pocket cost
The traditional sick care system is broken
The Cresipay Wellness Difference.
01
Under 60 seconds to connect with a provider.
02
Call, chat, or email — use the channel that fits.
03
Move from consultation to the next step in one visit.
07 / One connected experience
A broad care package for the everyday questions and decisions that keep people well.
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08 / Access Anywhere, Anytime
Work, travel, home, or between meetings. Cresipay Wellness follows the way your team actually lives.
09 / Clear answers
Straight answers for the people responsible for building a healthier, more resilient business.
The program is designed to redirect a portion of existing payroll tax dollars toward qualified wellness services. Employees keep the same take-home pay, while the resulting savings fund the benefit.
Cresipay Wellness is structured around IRS Section 105 requirements and documented plan administration. We provide the support and records your company needs to operate the program with confidence.
No. Cresipay Wellness works alongside your existing health insurance and does not interfere with your current plan, broker, or carrier. It adds a preventative care layer that employees can access every day.
Audit protection is included as part of the program. Our team helps maintain the documentation and support needed to respond clearly and confidently if questions arise.
Employees can connect with a provider in under 60 seconds through the concierge experience. Routine questions, medical urgencies, and follow-up support are available 24/7/365.
The package includes acute care, mental health, chronic care, and preventative wellness support. Employees can use phone, chat, or email access for a broad range of everyday health needs.
Cresipay Wellness is built for middle-market companies and can be right-sized around your eligible W-2 employee population. Start with the calculator and we will confirm fit in your free savings analysis.
10 / The bigger picture
Cresipay Wellness brings the two sides of the equation together: a stronger employee experience and a more efficient business model.
500+
Companies trust us
25+
Years experience
100%
Audit success rate